Products

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Life Insurance:

Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed via policy loans and partial surrenders can be used to help you supplement your retirement income. This cash value can also be accessed and used for other major life events and can play an important part in estate, business succession, or charitable giving plans.*

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Long-term Care Insurance:

Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.

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Retirement Income:

Preparing for retirement is easier with the help of our guaranteed^ lifetime income annuity products. You can select an immediate annuity1 that pays income right away, or a tax-deferred fixed annuity1 that allows you to set aside money until you need it. Either way, you will be assured a steady, dependable source of income for life.

Other Products:

We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products.2 If we don't offer it, chances are we can assist you.

To learn more about our products and services, please feel free to give me a call or request a free consultation. I'll be happy to answer all your questions.

^Guarantees are backed by the claims paying ability of the issuer.

1New York Life fixed annuities are Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation)

2Products available through one or more carriers not affiliated with New York Life; dependent on carrier authorization and product availability in your state or locality.

*Loans accrue interest and both loans and partial surrenders will reduce cash value and death benefit if not paid back.

Disclosure

Otto Grozinger is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AR (AR Insurance License #8012127), CA (CA Insurance License #4307214), CO, ID, LA, MD, MS, NY, OH, PA, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Otto Grozinger is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 401 Edwards St Ste 1700, Shreveport, LA, 71101, 318-227-5041. In this regard, this communication is strictly intended for individuals residing in the states of AL, CA, CO, GA, LA, MD, MO, NJ, NY, OH, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Otto Grozinger is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, CA, CO, GA, LA, MD, MO, NJ, NY, OH, TX, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.